Clear finance and purchase guidance for people living in the European Union who plan to buy a home in the United States.
In the United States the loan follows your immigration status, not the other way round. Establish which loans your status allows, then work out the cash you need, and only then narrow the search.
Green card, work visa or no US residency yet: how each status shapes the loans a lender can offer, what changed for FHA loans in 2025, and why your European credit history does not come with you.
Read article
Moving a down payment across the Atlantic: deciding when to convert euros to dollars, borrowing against or selling a European home, and building the paper trail a US lender will ask for.
Read article
What closing costs cover, why a lender insists on title insurance, how escrow and local property tax shape the monthly bill, and the FIRPTA withholding that applies if you sell as a foreign person.
Read articleReading is a good start. A personal review turns it into figures you can search against.
Start my mortgage scan
